第二百七十六条 保险人接受委付的，被保险人对委付财产的全部权利和义务转移给保险人。
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The winners in this transition, Miessler argued, will be what he calls “high-IQ, high-agency generalists”—people who can direct and manage armies of AI agents rather than compete with them. The losers will be anyone whose value was tied to executing routine cognitive work: the writers, analysts, coders, and coordinators whose roles are already showing measurable decline.
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